Bookkeeping for Indian investors and F&O traders
CapBooks reads your bank, card, broker and demat statements, suggests what every line is, and builds a Trial Balance, P&L and Balance Sheet. Capital gains, intraday results and F&O turnover are worked out lot by lot. It runs on your own computer.
Example data. CapBooks suggests; the last line waits for your answer.
How it works
Indian banks and brokers export messy files. CapBooks finds the header row, works out debits and credits, checks every running balance and remembers each layout, so next month's file imports in one go.
Bank, card, tradebook and holdings files in CSV, Excel or PDF, password-protected included. Overlapping statements are fine; lines already in your books are skipped.
See exactly how each column was read before anything is imported. Fix a column with one dropdown and save the layout for next time.
Suggestions come from your rules, transfers matched between your own accounts, and Indian narration patterns. You confirm, and only then is a journal posted.
Trial Balance, a P&L in tax-friendly sections, a Balance Sheet with your capital account, and one Excel workbook for your CA.
What it handles
Several bank accounts, a card or two, a home loan, two brokers and a demat. CapBooks keeps them in one set of double-entry books.
F&O turnover
Broker reports often show the value you traded. For the tax-audit question your CA works from turnover as the ICAI Guidance Note defines it: the sum of absolute profit and loss on each closing trade.
| Contract | Side | Qty | Open | Close | P&L ₹ |
|---|
Sample trades. Click any P&L to flip it between profit and loss: net P&L moves, turnover doesn't.
Profits less losses.
Sum of absolute P&L on each closing trade. CapBooks reports this one.
Premium plus contract value, buy and sell. Not your turnover.
The app
Real screens from CapBooks running on the synthetic statements that ship with it.
Every bank line gets a suggested category and account, with where the suggestion came from.
Privacy
CapBooks is a local app. Your books live in one file on your machine, and you decide what, if anything, leaves it.
You upload files you downloaded yourself. CapBooks never asks for bank, broker or demat passwords.
Used once to open a statement, never saved.
Add your own Anthropic API key and Claude suggests categories for lines your rules don't recognise. Only the masked narration, direction and amount are sent.
UPI-PRIYA S-priya@okhdfc[ID]-HDFC0001234######
AI and rules only suggest. A journal is posted when you confirm the line, and undo removes it.
Who it's for
Salary, two or three banks, a card, a demat and a few mutual funds, in one set of books.
Business income kept apart from capital gains, with turnover ready for the audit question.
One set of books per PAN, with drawings and gifts recorded properly.
Clean, reconciled books from investor clients, with every number traceable to a statement line.
Questions
No. CapBooks keeps your books. Your chartered accountant applies the tax rules and files your return.
No. It gives you and your CA the schedules the return needs: capital gains by lot, intraday results, F&O turnover, and income by type.
Any that let you download statements as CSV, Excel or PDF. You confirm how the columns map once per layout, and later files with the same layout import directly.
No. Your books and reports work on their own. Zoho Books is an optional place to send journals once you're happy with them.
Only if you add your own Anthropic API key. Claude then suggests categories for lines your rules and the built-in patterns don't recognise, from masked narrations. Nothing is posted until you confirm it.
Pricing isn't set yet. Early-access members will hear first.
Early access
CapBooks is in early access. Tell us your email and we'll get in touch when your spot is ready.